Let’s rewind and imagine you’re an everyday punter, but you’re living in Ancient Greece. You’ve had a decent year as a blacksmith and you’re thinking about buying a chariot. There are some nice chariots on the market: some of them even have those whiz-bang new inventions called ‘handbrakes’. After checking the small amount of gold stashed under your bed, you realise you don’t quite have enough for your chariot, even though it could help you make money by getting around quicker, collecting materials faster, and the like.
These days, even if you can’t or don’t want to buy a chariot (uh, we mean vehicle) outright, then that’s not a problem. We have the magical aid of car finance. But that raises another question: to finance or not to finance? In other words, should you finance your vehicle or buy it outright?