What is a novated lease?

A novated lease is an ATO-approved vehicle finance option with a major income tax saving benefit.
All your monthly repayments and running costs are taken care of with one payment out of your pre-tax salary.

You get to choose the car you want, and come pay day, your employer pays your salary, minus the monthly costs of the vehicle, helping you save big on taxes. Anybody who receives a salary as a full-time or part-time employee and pays tax as you go (PAYG) can get a novated lease.

Everything is prepaid, so you can go out and live life with freedom.

Calculate your savings

Submit your details and receive your FREE novated lease guide!
  • Choose your vehicle or enter the loan amount
  • Your Savings
  • Your Information

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Benefits of a novated lease

  • No GST on the purchase price
  • No deposits or up-front costs
  • SAVE on your vehicle running and maintenance costs
  • SAVE thousands in income tax
  • Take your vehicle with you if change jobs
  • Just one easy monthly payment for all your vehicle expenses

How our process works

1. Choose your car

You can choose any new or second hand car you like. (We recommend a vehicle under $70,000 so that you can maximise your tax savings).

2. We negotiate an ever lower car purchase price

We are able to negotiate a 10-25% discount from the dealer thanks to our fleet buying power and exclusive industry relationships.

3. Receive a transparent novated lease quote

With a great deal on your vehicle, it’s time to get you a deal on your novated lease too.

4. We take care of all the boring paperwork

Upon your acceptance of our market leading novated lease product, we’ll arrange everything with the dealer on your behalf.

5. Drive away in your new car

We look over the documents, you sign and then drive away!

What is a novated lease explained

over 20,000 happy customers and counting

Why fingo?

Fingo takes the hassle and stressful steps of obtaining a lease out of the process, so once provided with the necessary information, we’ll get the wheels turning and co-operatively complete the application process, and order your desired vehicle.

Fingo Finance