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Does a Novated Lease Reduce Your Salary

Does a Novated Lease Reduce Your Salary?

One of the most common questions employees ask is, does a novated lease reduce your salary? The short answer is that it reduces your taxable income, but it does not reduce your agreed salary in the way many people assume. Understanding the difference between gross salary, taxable income, and take home pay is key to … Continued
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Why Paying for Your Car With After-Tax Money

Why Paying for Your Car With After-Tax Money Costs More in 2026

Paying for a car with after tax money is still the default choice for many Australians, but in 2026 it is also one of the most expensive ways to own and run a vehicle. Fuel/Charging, servicing, tyres, insurance, registration, and loan repayments are usually paid from your after tax income. That means every car related … Continued
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Novated Lease vs. Car Loan

Novated Lease vs. Car Loan: How to Time Your 2026 Finance Decision

Choosing how to finance a car is rarely straightforward. Many buyers reach the decision feeling unsure, not because they haven’t done research, but because the information they’ve found hasn’t helped them compare options in a meaningful way. Most car finance decisions are made across weeks or months. Buyers explore vehicles, run repayment estimates, pause, revisit … Continued
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How Car Buyers Are Choosing Finance Over Discounts in 2026

How Car Buyers Are Choosing Finance Over Discounts in 2026

Australia’s car market is entering a new phase. With vehicle prices stabilising and supply chains improving, more Australians are shifting their focus away from short-term discounts and toward smarter, long-term finance options. According to recent finance and automotive industry data, car buyers are no longer chasing one-off deals at dealerships. Instead, they are prioritising cost … Continued

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Novated Lease vs. Paying Cash

Novated Lease vs. Paying Cash for a Car: Which Saves More Money?

When it comes to getting behind the wheel of a new vehicle, two of the most common pathways are either financing through a novated lease or buying the car outright. Both options have their advantages, but which one delivers better value over the long term? Choosing between a novated lease and purchasing a vehicle involves … Continued
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Cost of Living Hack: How a Novated Lease Can Help You Save Big in 2025

With Australia’s ongoing cost of living pressures, every cent counts — and one of the smartest, most underused financial hacks available right now is the novated lease. For employees looking to better manage cash flow without compromising on lifestyle, a novated lease can offer significant tax, GST, and budgeting benefits. Let’s break down why it’s … Continued
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