Category: Novated Lease

Many Australians researching salary packaging ask the same question: how accurate are novated lease calculators? The short answer is that calculators can be very accurate, but only when the assumptions are realistic and the tax settings are correctly applied. A novated lease is not just a repayment estimate. It is a tax structure involving pre-tax … Continued

One of the first things employees notice after setting up a novated lease is that their payslip looks different. Salary packaging payslip changes can feel confusing at first. Your gross income may appear lower, new deduction lines may appear, and your net pay may shift slightly. This does not mean you are losing money. It … Continued

High interest rates have changed the way Australians think about car finance. With borrowing costs remaining elevated and vehicle prices still high, many buyers are realising that the traditional car loan is no longer the default option it once was. Instead, more people are reassessing how they structure vehicle costs and looking for options that … Continued

Rising vehicle prices are once again putting pressure on Australian car buyers. Between higher manufacturing costs, ongoing supply constraints, and the rapid rollout of new technology, buying a new car in 2026 is more expensive than many people expected. As a result, more Australians are focusing less on the sticker price and more on how … Continued

The Australian new car market is undergoing a major shift. In 2025, Chinese-manufactured vehicles accounted for around 20 percent of all new cars sold, a sharp increase compared to previous years. Brands like BYD, Chery, GWM, and MG are no longer fringe entrants. They are now mainstream choices, reshaping buyer behaviour and expectations. For Australian … Continued