Gehan Waduge

Gehan Waduge

Senior Novated Leasing Consultant | 15+ Years Years Experience
Gehan Waduge is a Senior Novated Leasing Consultant with over 15 years’ experience in automotive finance, working with lenders, brokers, and dealerships nationwide. He specialises in structuring tax-efficient novated leases tailored to individual financial goals.

Articles by Gehan Waduge

Buy Outright vs Salary Packaging

Buy Outright vs Salary Packaging: What Actually Costs Less?

When buying a car, many Australians assume that paying cash upfront is the cheapest option. The logic seems simple: if there is no loan and no interest, the total cost should be lower. However, the comparison is not always that straightforward. When salary packaging is available through your employer, a novated lease can change how … Continued
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Mazda CX-6e Electric SUV 2026

Mazda CX-6e: What the New Electric SUV Means for Australian Buyers in 2026

Australia’s electric vehicle market continues to expand, with new models entering the space as demand grows. One of the latest additions gaining attention is the all-electric Mazda CX-6e, a model that signals Mazda’s deeper move into the EV segment. For buyers considering their next vehicle, especially those exploring electric options, this release highlights how the … Continued
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How the FBT Exemption Changes EV Costs

How the FBT Exemption Changes EV Costs

The EV FBT exemption has fundamentally changed how electric vehicles are structured under a novated lease in Australia. Fringe Benefits Tax is normally applied when an employer provides a vehicle for private use through salary packaging. That tax can significantly affect the cost structure of petrol and hybrid vehicles. However, eligible electric vehicles may qualify … Continued
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Are Novated Lease Savings Still Worth It - Woman with new car

Are Novated Lease Savings Still Worth It After Stage 3 Tax Cuts?

With the introduction of the Stage 3 tax cuts, many Australian employees are reassessing their finances and asking whether novated lease savings after Stage 3 tax cuts are still worth considering. Changes to tax brackets have altered marginal tax rates for many income earners, which naturally raises questions about how effective salary packaging remains in … Continued
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White BYD-S8-Web

The BYD Sealion 8 Shows How Family SUVs Are Being Redefined

For years, choosing a seven-seat SUV meant accepting trade-offs. You gained space, but often lost efficiency. You got practicality, but performance and technology came second. The arrival of electrified family SUVs is beginning to change that equation, and the BYD Sealion 8 is a strong example of how buyer expectations are evolving. Rather than positioning … Continued
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Guide to Smart Mobility in 2026

Guide to Smart Mobility in 2026: Novated Leasing, Online Calculators, and Subscription Trends

Mobility in 2026 is no longer just about transportation. It’s about lifestyle, the way you choose to move, the way you plan your days, the places you want to explore, and how seamlessly your car fits into all of it. Australians are embracing vehicles that align with their values: smarter finances, cleaner energy, intuitive tech, … Continued
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Hybrid and EV Uptake in Australia

Hybrid and EV Uptake in Australia: What It Means for Novated Leasing

According to VFACTS October 2025 data, Australian car sales continued to climb, with over 99,000 new vehicles registered nationwide. Hybrid and plug-in hybrid (PHEV) models led the growth, becoming the top choice for Australian car buyers. Hybrids accounted for almost 18 percent of total sales, rising 25 percent year-on-year, while plug-in hybrids jumped 95 percent. … Continued

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How to Set Up a Novated Lease in Australia

How to Set Up a Novated Lease: Step-by-Step Guide

Image source: Pexel   Setting up a novated lease might sound complicated, but with the right guidance, it’s a smooth and rewarding process. Whether you’re an employee looking to save on tax or an employer wanting to support staff with vehicle benefits, this step-by-step guide will walk you through how to set up a novated … Continued
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Understanding Fringe Benefits Tax

Understanding Fringe Benefits Tax (FBT) on a Novated Lease

When exploring novated leasing in Australia, one term that often raises eyebrows is Fringe Benefits Tax (FBT). It sounds complicated, but with the right structure, and a provider like Fingo, understanding FBT and managing its impact becomes straightforward. This guide unpacks what FBT is, how it applies to novated leases, and how you can minimise … Continued
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Novated Lease Tax Benefits

Novated Lease Tax Benefits: How Much Can You Save?

When considering vehicle financing options in Australia, a novated lease presents a compelling opportunity to achieve significant tax savings and financial advantages. You might be wondering, how much tax can I save with a novated car lease? By understanding the tax benefits associated with novated leases—such as pre-tax salary deductions, fringe benefit tax (FBT) and … Continued
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