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Does a Novated Lease Affect Your Borrowing Power

Does a Novated Lease Affect Your Borrowing Power for a Mortgage?

If you’re planning to buy a home, one important question often comes up: Will a novated lease affect how much I can borrow? The short answer is yes, it can. But the impact depends on how lenders assess your income, expenses and financial commitments. A novated lease is not treated the same way as a … Continued
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Bundled Running Costs

How Running Costs Are Bundled Into a Novated Lease (And Why It Matters)

When people first hear about novated leasing, they often assume it only covers the car itself. In reality, one of the biggest differences between a novated lease and traditional car finance is that many ongoing vehicle expenses can be bundled into the structure. Instead of paying separately for fuel, servicing or insurance, those costs are … Continued
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What Income Level Makes a Novated Lease Worth It

What Income Level Makes a Novated Lease Worth It?

One of the most common questions people ask before considering salary packaging is simple: At what income level does a novated lease actually make sense? Because a novated lease works through salary deductions and tax treatment, the benefit can vary depending on your income bracket, the vehicle you choose and how the lease is structured. … Continued
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EV Sales at Record High as Petrol Prices Rise

VFACTS: EV Sales at Record High as Petrol Prices Rise

The Australian automotive landscape has reached a dramatic tipping point. According to the latest VFACTS data for March 2026, demand has shifted heavily toward electric vehicles (EVs) as buyers increasingly look for alternatives to petrol and diesel transport. With regular unleaded prices surpassing $2.50 per litre and diesel exceeding $3.00 in many regions, the financial … Continued
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Mazda CX-6e Electric SUV 2026

Mazda CX-6e: What the New Electric SUV Means for Australian Buyers in 2026

Australia’s electric vehicle market continues to expand, with new models entering the space as demand grows. One of the latest additions gaining attention is the all-electric Mazda CX-6e, a model that signals Mazda’s deeper move into the EV segment. For buyers considering their next vehicle, especially those exploring electric options, this release highlights how the … Continued
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How the FBT Exemption Changes EV Costs

How the FBT Exemption Changes EV Costs

The EV FBT exemption has fundamentally changed how electric vehicles are structured under a novated lease in Australia. Fringe Benefits Tax is normally applied when an employer provides a vehicle for private use through salary packaging. That tax can significantly affect the cost structure of petrol and hybrid vehicles. However, eligible electric vehicles may qualify … Continued
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