EV FBT Exemption Changes

EV FBT Exemption Changes: What the 2026 Federal Budget Means for Australian Employees

The Australian government has confirmed a major wind-back of electric vehicle tax incentives in the May 2026 Federal Budget, and for employees considering an EV through salary packaging, the message is becoming clear:   Waiting could cost you thousands. The government’s decision to reduce EV Fringe Benefits Tax (FBT) exemptions is expected to save $1.7 … Continued
read more
22-competition-blog

Fingo Birthday Draw Terms & Conditions

We're celebrating. You're benefiting. This isn’t one of those campaigns that makes you jump through 14 tabs and a personality test. Enter, boost your chances if you feel like it, and see where you land. Simple. Below is the official fine print. It keeps things fair, keeps things clear, and keeps us out of trouble. … Continued
read more
Best Year to Start a Novated Lease

Is 2026 the Best Year to Start a Novated Lease? What’s Changed

If you have been thinking about starting a novated lease, 2026 may feel like a turning point. Several tax changes, electric vehicle incentives and market trends have reshaped how salary packaging works in Australia. But the key question remains: is 2026 actually the best year to start a novated lease? To answer that, you need … Continued
read more
Buy Outright vs Salary Packaging

Buy Outright vs Salary Packaging: What Actually Costs Less?

When buying a car, many Australians assume that paying cash upfront is the cheapest option. The logic seems simple: if there is no loan and no interest, the total cost should be lower. However, the comparison is not always that straightforward. When salary packaging is available through your employer, a novated lease can change how … Continued
read more
How a Used Car Novated Lease Works

Can You Put a Used Car on a Novated Lease in 2026?

Yes, you can. In 2026, it is still possible to put a used car on a novated lease in Australia. Many people assume novated leasing only applies to brand-new vehicles, but that is not the case. Used cars, and even cars you already own, can be structured under a novated lease if they meet certain … Continued
read more
GWM Expands Its Electrified Lineup in 2026

GWM Expands Its Electrified Lineup in 2026: What It Means for Australian Drivers

Australia’s shift toward electrified vehicles continues to accelerate in 2026, with brands like GWM expanding their hybrid, plug-in hybrid and electric vehicle offerings. With updated pricing and new models entering the market, GWM is positioning itself as a strong contender for buyers looking for practical, electrified vehicles across different price points.   GWM’s 2026 Update: … Continued
read more
Does a Novated Lease Affect Your Borrowing Power

Does a Novated Lease Affect Your Borrowing Power for a Mortgage?

If you’re planning to buy a home, one important question often comes up: Will a novated lease affect how much I can borrow? The short answer is yes, it can. But the impact depends on how lenders assess your income, expenses and financial commitments. A novated lease is not treated the same way as a … Continued
read more
Bundled Running Costs

How Running Costs Are Bundled Into a Novated Lease (And Why It Matters)

When people first hear about novated leasing, they often assume it only covers the car itself. In reality, one of the biggest differences between a novated lease and traditional car finance is that many ongoing vehicle expenses can be bundled into the structure. Instead of paying separately for fuel, servicing or insurance, those costs are … Continued
read more
What Income Level Makes a Novated Lease Worth It

What Income Level Makes a Novated Lease Worth It?

One of the most common questions people ask before considering salary packaging is simple: At what income level does a novated lease actually make sense? Because a novated lease works through salary deductions and tax treatment, the benefit can vary depending on your income bracket, the vehicle you choose and how the lease is structured. … Continued
read more
EV Sales at Record High as Petrol Prices Rise

VFACTS: EV Sales at Record High as Petrol Prices Rise

The Australian automotive landscape has reached a dramatic tipping point. According to the latest VFACTS data for March 2026, demand has shifted heavily toward electric vehicles (EVs) as buyers increasingly look for alternatives to petrol and diesel transport. With regular unleaded prices surpassing $2.50 per litre and diesel exceeding $3.00 in many regions, the financial … Continued
read more
Mazda CX-6e Electric SUV 2026

Mazda CX-6e: What the New Electric SUV Means for Australian Buyers in 2026

Australia’s electric vehicle market continues to expand, with new models entering the space as demand grows. One of the latest additions gaining attention is the all-electric Mazda CX-6e, a model that signals Mazda’s deeper move into the EV segment. For buyers considering their next vehicle, especially those exploring electric options, this release highlights how the … Continued
read more
How the FBT Exemption Changes EV Costs

How the FBT Exemption Changes EV Costs

The EV FBT exemption has fundamentally changed how electric vehicles are structured under a novated lease in Australia. Fringe Benefits Tax is normally applied when an employer provides a vehicle for private use through salary packaging. That tax can significantly affect the cost structure of petrol and hybrid vehicles. However, eligible electric vehicles may qualify … Continued
read more