Copyright

Terms and conditions: Unless otherwise stated, the graphical elements, text, HTML code, CSS stylesheets, JavaScript code, Adobe Flash objects, PDF documents, audio files, video files and their arrangement on this website are Copyright © Fingo Finance, All Rights Reserved.

These objects may not be copied for re-use, transmission or distribution and may not be modified or posted to other websites without the express written permission of Fingo Finance. This website may contain content that is subject to the intellectual property rights of third parties.

 

Trademark

Terms and conditions: The Fingo Finance logo is a registered trademark © of Fingo Finance.

Other trademarks are property of their respective owners.

 

General terms of use

Terms and conditions: Fingo Finance appreciates your interest in its products and your visit to this website. These terms and conditions apply to the use of this website, including the purchase of goods or services over this website. In using this website for these or any other purposes, you agree to be bound by these terms and conditions. If you do not accept these terms and conditions, do not use this website. Fingo Finance reserves the right to amend these terms and conditions at any time and such amendment will apply upon publication on this website. These terms and conditions must be read in conjunction with any other applicable terms and conditions governing the use of this website or the purchase of goods or services from Fingo Finance or its dealers.

 

No licences

Fingo Finance has sought to achieve an innovative and informative website. However, you also need to understand that Fingo Finance must protect its intellectual property, including its patents, trademarks and copyrights. Accordingly, please appreciate that no licence to use the intellectual property of Fingo Finance or the intellectual property of third parties has been granted by this website.

 

Product information

While Fingo Finance has endeavoured to ensure that all information, representations, illustrations, specifications and prices contained on this website are accurate at the time of publication, product features, specifications and prices are subject to change without notice and Fingo Finance makes no commitment as to the availability of any product or service. The information on this website should always be read in conjunction with other materials and information available from Fingo Finance.

To the extent permitted by law, Fingo Finance excludes all express and implied warranties and all liability, whether direct, indirect, special or consequential, arising from negligence or otherwise relating to the use of this website, any inaccuracies and for any non-compliance by any goods or services with any representations, illustrations, specifications, product features or other information contained on this website. Where, by law, Fingo Finance is not permitted to exclude its liability but is permitted to limit its liability, its liability will be limited to to the maximum extent possible. Nothing in these terms and conditions should be taken to limit the operation of the statutory warranties implied under the Trade Practices Act 1974 (Cth) or related consumer protection laws.

Fingo Finance is not responsible for the contents of websites that are maintained by third parties and therefore waives its liability for any links from this website to other websites.

 

General advice warning

Fingo Finance informs you that any advice given on this website is general advice only and is not specifically based on your own objectives, financial situation or needs. Before you act on the advice, you should consider whether this advice is suitable for you. You should read the relevent Product Disclosure Statements before purchasing any products or services. You should always refer to your accountant or a registered tax agent before taking out finance. While we make every attempt to give you the best and most accurate possible product information, Fingo Finance, its agents, employees and accredited lenders will accept no responsibility for any loss that may arise.

 

Cookies

Cookies are small files which are temporarily installed on your hard drive. Fingo Finance uses cookies to keep track of their users’ preferences and thereby design the website to best meet users’ requirements, as well as for gathering statistical and market reasearch data. You can prevent cookies from being saved on your hard drive by selecting the appropriate setting on your web browser – simply follow your particular browser’s instructions. Deactivating cookies could mean that you are no longer be able to enjoy offers from Fingo Finance or this website in it’s entirety.

 

Data and valuations disclaimer

“Automotive Data Services Pty Ltd (Red Book) has prepared this data and valuations from information gathered from a variety of sources. Whilst all care is taken in producing the data and valuations, Red Book cannot guarantee or make any representations regarding the use of, or reliance, on it. Red Book is not responsible for all the information provided to it and you should not rely on the data or valuations without making your own independent assessment of the vehicle and other sources of information. Red Book is not liable for any loss or damages (other than in respect of any liability which may not lawfully be excluded) relating to your use of, or reliance on, this valuation and data.”

 

Personal and non commercial use only

Data and valuations on this website are provided for your personal and non-commercial use only. You must not, without the written approval of the Website owner:

  • Modify, copy, distribute, transmit, display, perform, reproduce, publish or license any data and valuations from this website.
  • Use or attempt to use any data and valuations published on this website to create any web site or publication.
  • Mirror or frame any data and valuations published within this website.
  • Use any automated process of any sort to query, access or copy any data and valuations on this website or generate or compile any document or database based on the data and valuations published on this website.
  • Transfer or sell any data and valuations offered on this website.

The website owner may terminate your right to access and use this website at any time.

FINGO BIRTHDAY GIVEAWAY PROMOTION

Introduction

Next year, on 17 May 2022, Fingo is turning 18 years old.  To celebrate, Fingo will be giving away a car valued at approximately $25,000 (‘the Promotion’).  The Promotion is underway, and Fingo is providing an opportunity, principally through social media, for eligible participants to input to the choice of the prize vehicle.  The details of the prize vehicle will be announced on Fingo’s website as soon as Fingo has confirmed its choice of vehicle.  The date of the draw will be 17 May 2022.  All provisions of these terms and conditions relating to the Promotion also apply, where the context permits and allows, to the process for determining the prize vehicle.   All participants acknowledge that the final decision as to the choice of prize vehicle is with Fingo.

Clients, past clients and client contacts of Fingo in Australia will be eligible to participate. All participants must be 18 years or over, resident in Australia, and only natural persons may be a participant, which includes an officeholder or guarantor of a company.  Fingo (also ‘we’) is making and will make every reasonable effort to contact eligible persons to invite them to register, including phone – as recorded on Fingo’s database, SMS, email address on Fingo’s database and notice on its website, and/or a combination of these, at Fingo’s discretion.  Fingo will be taken to have made every reasonable effort to contact the eligible person, if an eligible person’s phone number/s are disconnected or not responding, and/or their email address bounces.   Individuals who consider they are eligible and have not been contacted by 10 May 2022 may call 1300 134 646 to discuss their eligibility.  There is no charge to participate in the Promotion.

Participation and process

  1. The Introduction in these terms and conditions forms part of the terms and conditions, and are binding on participants. By participating in the Promotion, you agree to be bound by these terms and conditions.
  2. Registration will occur when an email is sent to each eligible person with their ticket number provided by Fingo.

The details for the draw (‘Draw’) are:

Date of draw:                                                    17 May 2022

Time of draw:                                                    5pm

Location of draw:                                             10-14 Cochranes Rod, Moorabbin

Mode:                                                                  Manual barrel draw or electronic draw, at Fingo’s discretion

How the winner is to be notified:             Email, and phone and/or livestream.  The winner’s name will also be published on Fingo’s website for a period of 28 days.

  1. Fingo employees, agents, contractors and their immediate family members or household members (whether related or not), and anyone else professionally involved with the Promotion, are excluded from participating in the Promotion.
  2. Participants will each be able to have one entry per settled vehicle transaction with Fingo at any time plus one entry per Participant per referral by that Participant that resulted in a settled vehicle transaction with Fingo.
  3. If entry involves a live call, ensure you answer your telephone when we phone you. If you fail to do so, or if the call becomes disconnected or you are not audible for any reason beyond our control (including, but not only, low/no signal, or a call being dropped by any network, etc.) before or during the Promotion, you may be disqualified, and we reserve the right to select another entrant to participate in the Promotion.
  4. Unless otherwise specified:
    • there will be only one prize winner
    • the winner will be selected at random in the Draw
    • the Draw will be conducted by an automated process or a manual process conducted or supervised by an appropriate independent person to be chosen at the discretion of Fingo.
  1. If you win the Draw, we will notify you within fourteen (14) days of the end date of the Promotion. To claim the prize, respond to the notification within the deadline set out in the notification and follow the instructions which will be provided to the winner.
  2. The prize is non-transferable, non-refundable and no cash alternative is available.
  3. If we consider it necessary or appropriate, due to circumstances beyond our control, the prize might be varied or swapped for a suitable alternative, of equal or greater value, which will be decided in Fingo’s sole discretion.
  4. If you fail to claim the prize within the time-limit or fail to comply with any other instructions or time-limits notified to you such that we cannot locate you, or provide us with incorrect or fraudulent information, you will forfeit your right to the prize. We will then select an alternative winner, to be determined by the same process as the winner.
  5. Proof of identity will be needed to claim the prize. By participating in the Promotion, you agree that Fingo can use your name and/or image to publicise the Promotion, and for other purposes as far as is permitted by law.
  6. Your personal data will be collected and processed by us, in order to administer the Draw. We will also use participants’ personal data for marketing purposes where consent has been provided, and it may be disclosed to agents, contractors, service providers, prize suppliers and/or regulatory authorities. Participation in the Promotion is conditional on providing this information. Personal data may be transferred and processed outside of Australia. For more details of our use of personal data please read our Privacy Policy; visit https://www.fingo.com.au/privacy-policy.php for our privacy policy.

Liability

  1. Your participation in the Promotion and/or prize is at your own risk.
  2. If we consider that you or your participation/entry are in breach of these terms and conditions, or involve any kind of deceptive conduct, without limiting the options available to us, we reserve the right in our sole discretion (and without us incurring any liability) to disqualify any participant. You agree that you will not do anything which is likely to bring us into disrepute or which might adversely affect our reputation or the Promotion.
  3. Save that nothing in these terms and conditions limits or excludes our (or any third party’s) liability arising from fraud or from death or personal injury caused by negligence or any other type of liability which may not be limited or excluded by law, to the fullest extent permissible by law, we shall have no liability in relation to any act or omission of any third party and we exclude all liability to you and anyone else for any indirect loss, damage or harm of any kind arising from or in connection with the Promotion, including but not limited to:
    • any technical difficulties or equipment malfunction
    • any theft, unauthorised access or interference by a third party
    • any entry or prize claim that is late, lost, altered, damaged or misdirected at any time due to any reason beyond the reasonable control of Fingo
    • any variation in prize value to that stated in these terms and conditions
    • any tax liability incurred by the winner or entrant and/or redemption or use of the prize.
  1. In no circumstance will our total liability to a participant exceed the value of the prize.
  2. If there is any dispute in relation to the Promotion, our decisions are final and no correspondence will be entered into.
  3. You agree and acknowledge that, due to various impacts on the motor vehicle market, including possible effects of the COVID-19 pandemic, Fingo cannot guarantee a particular delivery date for the prize vehicle. Fingo will take all reasonable steps to ensure that the winner of the Promotion receives the prize vehicle as soon as possible after the Draw. Fingo will deliver the prize only to a location in Australia, and notwithstanding anything in these terms and conditions, will not be responsible, under any circumstances, for shipping outside Australia.
  4. If for any reason the Promotion is not capable of running as planned due to any cause, including unauthorised intervention, fraud, or any other causes beyond Fingo’s control, which corrupt or affect the security, fairness, integrity or proper conduct of the Promotion, Fingo reserves the right (subject to any applicable law) in its sole discretion to cancel the Promotion or to disqualify any individual who has tampered with the process. Fingo may, as far as law permits, also cancel the Promotion, or re-commence it, in its absolute discretion if it is impossible to proceed due to (but not limited to) vandalism, power failure, tempest, natural disaster, acts of God, civil unrest or strikes or any other circumstances outside of Fingo’s control.

General

  1. These terms and conditions constitute the entire agreement between you and us in relation to the Promotion. The invalidity, illegality, or unenforceability of the whole or any part of these terms and conditions does not affect the remainder of these terms and conditions, which in such a case remain in full force and effect.
  2. The Promotion, and these terms and conditions, are governed by the law of Victoria.
  3. For all enquiries in relation to the Promotion or these terms and conditions, please contact julie.o@fingo.com.au.
Fingo Finance