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Phoebe ledesma

Articles by Phoebe ledesma

Novated Lease Package

What’s Included in a Novated Lease Package?

A novated lease is a three-way agreement among an employee, their employer, and a finance company, facilitating the leasing of a vehicle through salary packaging. This arrangement allows employees to use pre-tax income for vehicle expenses, potentially leading to significant tax savings and streamlined budgeting. Understanding the detailed components of a novated lease package is … Continued
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Everything I Loved About the smart #1

Everything I Loved About the smart #1 (And Why It Makes a Great Novated Lease)

There’s a new small SUV on the road, and it’s turning heads for all the right reasons. The smart #1 Premium isn’t just smart by name, it’s a blend of contemporary design, clever tech, and real-world practicality that makes it one of the most well-rounded EVs on offer in 2025. Reborn from its quirky microcar … Continued
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Novated Lease VS Car Loan

How Does a Novated Lease Differ from a Car Loan?

When considering financing options for a new vehicle in Australia, two popular methods often come to the forefront: novated leases and car loans. Both have their unique features, benefits, and considerations. Understanding the distinctions between them is crucial to making an informed decision that aligns with your financial situation and lifestyle.   Novated Lease Basics … Continued
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Nissan Patrol Levels Up

Nissan Patrol Levels Up: Modern Tech Meets V8 Legacy

Image Source: GoAuto.com.au   The legendary Nissan Patrol has just received a fresh interior makeover, bringing long-awaited tech upgrades to one of Australia’s most iconic full-size SUVs. While the Y62 Patrol is in its twilight years, Nissan has given it a timely cabin refresh to keep pace with today’s tech-savvy drivers—just as anticipation builds for … Continued
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smart one three resource

smart Driving Meets Smart Finance: Why the smart #1 and #3 Are Redefining the Everyday Drive

For years, smart cars were seen as quirky city runabouts, efficient but never quite the main event. That’s changed. Enter the smart #1 and smart #3: fully electric, stylish, and surprisingly bold. These aren’t just commuter cars; they’re confident statements. With refined design, advanced tech, and ranges that keep up with daily life and road … Continued
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Novated Lease vs. Paying Cash

Novated Lease vs. Paying Cash for a Car: Which Saves More Money?

When it comes to getting behind the wheel of a new vehicle, two of the most common pathways are either financing through a novated lease or buying the car outright. Both options have their advantages, but which one delivers better value over the long term? Choosing between a novated lease and purchasing a vehicle involves … Continued
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Black INEOS Grenadier driving on a dusty country road

INEOS Gains Traction in Australia: How Novated Leasing Opens the Door to Challenger Car Brands

The Australian car market is no stranger to change, but few newcomers have made waves like INEOS Automotive. Known for its rugged, retro-styled 4x4s, INEOS is proving that there’s room in Australia’s competitive auto landscape for bold, niche brands with a clear identity. As momentum builds, novated leasing emerges as a smart and accessible way … Continued
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Exclusive Fingo Offer on the EQA & EQB 250

Exclusive Fingo Offer on the EQA & EQB 250+ City Edition

Enjoy a further 6% benefit on this all-electric release—available for a limited time. Mercedes-Benz is redefining city driving with the EQA and EQB 250+ City Edition, two striking additions to its electric range. Designed for urban life, they combine premium features, everyday practicality, and sophisticated style tailored to Australian drivers. As part of the launch … Continued
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2025 Volkswagen Tiguan SUV in red on open countryside road

Volkswagen Tiguan Pricing Announced for Australia

Image Source: GoAuto.com.au   Volkswagen has officially revealed local pricing for the updated Tiguan line-up, giving Australian buyers a clearer picture of what to expect across the refreshed range. As one of the brand’s most popular models in the country, the Tiguan has received both cosmetic and tech upgrades, with new variants rolling out over … Continued
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2025 Mercedes-AMG C63 Cabriolet parked near coastal road

Mercedes-AMG CLE 53 Cabrio Arrives in Australia: Open-Top Luxury Meets Performance

Image Source: GoAuto.com.au   Mercedes-AMG has officially introduced its latest luxury performance convertible to Australian shores — the CLE 53 Cabriolet, a sleek fusion of power, elegance, and open-air freedom. Positioned between the outgoing C-Class and E-Class two-doors, the CLE 53 represents a new era for Mercedes’ performance drop-tops, blending bold AMG dynamics with lifestyle-driven … Continued
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2025 Skoda Octavia RS sedan in motion

2025 Skoda Octavia RS Review: Performance and Polish Without the Price Tag

Photo Source: GoAuto.com.au   The 2025 Skoda Octavia RS has arrived with a sharper look, smarter tech, and a confident stride toward Australia’s premium-performance sedan market. Known for delivering European engineering at a reasonable price, Skoda’s updated RS now adds more style and handling prowess to its well-established formula — making it a standout contender … Continued
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Creative team collaborating in modern open-plan office with laptops and desktops

Is a Novated Lease Worth It for Employees?

Image Source: Pexels by Fauxels   A novated lease can be a smart and accessible way for employees to manage the costs of owning a car. With the potential for financial and lifestyle advantages, it’s an increasingly popular choice among Australian workers. But is it the right option for everyone? In this post, we’ll explore … Continued
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