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Kim Hunter

Kim Hunter

Managing Director & Founder | 35+ Years Years Experience
Kim Hunter is the Founder and Managing Director of Fingo and a recognised specialist in novated leasing, salary packaging, and fleet finance. With more than 35 years across automotive finance and employer benefit programs, Kim focuses on helping Australians make confident, tax-effective vehicle and finance decisions.
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Articles by Kim Hunter

22-competition-blog

Fingo Birthday Draw Terms & Conditions

We're celebrating. You're benefiting. This isn’t one of those campaigns that makes you jump through 14 tabs and a personality test. Enter, boost your chances if you feel like it, and see where you land. Simple. Below is the official fine print. It keeps things fair, keeps things clear, and keeps us out of trouble. … Continued
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GWM Expands Its Electrified Lineup in 2026

GWM Expands Its Electrified Lineup in 2026: What It Means for Australian Drivers

Australia’s shift toward electrified vehicles continues to accelerate in 2026, with brands like GWM expanding their hybrid, plug-in hybrid and electric vehicle offerings. With updated pricing and new models entering the market, GWM is positioning itself as a strong contender for buyers looking for practical, electrified vehicles across different price points.   GWM’s 2026 Update: … Continued
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Does a Novated Lease Affect Your Borrowing Power

Does a Novated Lease Affect Your Borrowing Power for a Mortgage?

If you’re planning to buy a home, one important question often comes up: Will a novated lease affect how much I can borrow? The short answer is yes, it can. But the impact depends on how lenders assess your income, expenses and financial commitments. A novated lease is not treated the same way as a … Continued
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Bundled Running Costs

How Running Costs Are Bundled Into a Novated Lease (And Why It Matters)

When people first hear about novated leasing, they often assume it only covers the car itself. In reality, one of the biggest differences between a novated lease and traditional car finance is that many ongoing vehicle expenses can be bundled into the structure. Instead of paying separately for fuel, servicing or insurance, those costs are … Continued
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Mercedes-Benz Introduces New Value

Mercedes-Benz Introduces New Value Across Key SUV, Sedan and EV Models

Luxury vehicle buyers in Australia are currently seeing increased value across several Mercedes-Benz models. Vehicles such as the GLC SUV, the C-Class sedan, and the EQA electric SUV are drawing attention thanks to updated specifications, revised pricing and ownership incentives appearing across the lineup. For buyers considering a premium vehicle in 2026, these changes highlight … Continued
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Jaecoo J5 EV

Jaecoo J5 EV: What 1,000 Orders Mean for Novated Lease Buyers

Image Source: GoAuto.com   Jaecoo Australia has secured more than 1,000 orders for the newly launched J5 EV within its first week on sale. That level of early demand signals strong interest in affordable electric SUVs with modern features and competitive pricing. With a limited-time driveaway price of $36,990, the J5 EV enters the market … Continued
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Denza Confident of Disrupting Luxury Brands

Denza Confident of Disrupting Luxury Brands in Australia and New Zealand

Image Source: GoAuto.com Chinese premium new energy vehicle brand Denza has signalled bold ambitions for the Australian and New Zealand markets, declaring its intention to compete directly with established luxury leaders including BMW, Mercedes-Benz, Audi and Lexus. Speaking at the local launch of the B5 and B8 in South Australia’s Flinders Ranges, Denza ANZ chief … Continued
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Get Your FBT-Free Quote Instantly

EV Novated Lease Calculator: Get Your FBT-Free Quote Instantly

Electric vehicles have changed the novated leasing landscape in Australia. With the Fringe Benefits Tax exemption still applying to eligible EVs in 2026, many employees are discovering that driving electric can cost significantly less than expected. If you are considering an EV, the fastest way to understand the benefit is to use an EV novated … Continued
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Does a Novated Lease Reduce Your Salary

Does a Novated Lease Reduce Your Salary?

One of the most common questions employees ask is, does a novated lease reduce your salary? The short answer is that it reduces your taxable income, but it does not reduce your agreed salary in the way many people assume. Understanding the difference between gross salary, taxable income, and take home pay is key to … Continued
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Why Paying for Your Car With After-Tax Money

Why Paying for Your Car With After-Tax Money Costs More in 2026

Paying for a car with after tax money is still the default choice for many Australians, but in 2026 it is also one of the most expensive ways to own and run a vehicle. Fuel/Charging, servicing, tyres, insurance, registration, and loan repayments are usually paid from your after tax income. That means every car related … Continued
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Novated Lease vs. Car Loan

Novated Lease vs. Car Loan: How to Time Your 2026 Finance Decision

Choosing how to finance a car is rarely straightforward. Many buyers reach the decision feeling unsure, not because they haven’t done research, but because the information they’ve found hasn’t helped them compare options in a meaningful way. Most car finance decisions are made across weeks or months. Buyers explore vehicles, run repayment estimates, pause, revisit … Continued
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Red car

Why More Australians Are Switching to Novated Leasing in a High-Interest Market

High interest rates have changed the way Australians think about car finance. With borrowing costs remaining elevated and vehicle prices still high, many buyers are realising that the traditional car loan is no longer the default option it once was. Instead, more people are reassessing how they structure vehicle costs and looking for options that … Continued
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