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Kim Hunter

Kim Hunter

Managing Director & Founder | 35+ Years Years Experience
Kim Hunter is the Founder and Managing Director of Fingo and a recognised specialist in novated leasing, salary packaging, and fleet finance. With more than 35 years across automotive finance and employer benefit programs, Kim focuses on helping Australians make confident, tax-effective vehicle and finance decisions.
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Articles by Kim Hunter

Why Paying for Your Car With After-Tax Money

Why Paying for Your Car With After-Tax Money Costs More in 2026

Paying for a car with after tax money is still the default choice for many Australians, but in 2026 it is also one of the most expensive ways to own and run a vehicle. Fuel/Charging, servicing, tyres, insurance, registration, and loan repayments are usually paid from your after tax income. That means every car related … Continued
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Novated Lease vs. Car Loan

Novated Lease vs. Car Loan: How to Time Your 2026 Finance Decision

Choosing how to finance a car is rarely straightforward. Many buyers reach the decision feeling unsure, not because they haven’t done research, but because the information they’ve found hasn’t helped them compare options in a meaningful way. Most car finance decisions are made across weeks or months. Buyers explore vehicles, run repayment estimates, pause, revisit … Continued
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Red car

Why More Australians Are Switching to Novated Leasing in a High-Interest Market

High interest rates have changed the way Australians think about car finance. With borrowing costs remaining elevated and vehicle prices still high, many buyers are realising that the traditional car loan is no longer the default option it once was. Instead, more people are reassessing how they structure vehicle costs and looking for options that … Continued
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New Vehicle Prices Are Up Again: How Aussies Are Reducing Costs Through Salary Packaging

Rising vehicle prices are once again putting pressure on Australian car buyers. Between higher manufacturing costs, ongoing supply constraints, and the rapid rollout of new technology, buying a new car in 2026 is more expensive than many people expected. As a result, more Australians are focusing less on the sticker price and more on how … Continued
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Top-Selling Cars in 2026

Australia’s Top-Selling Cars in 2026 Ranked by Novated Lease Value

Why 2026 Is a Standout Year for Novated Leasing Australia’s love for new cars is hitting a fresh stride in 2026, but the real shift is not only in what people are buying. It is in how they are choosing to finance and package their vehicles. Novated leasing has become a go-to option for employees … Continued
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Disclaimer

This disclaimer outlines the calculation basis used in Fingo’s novated lease and car finance in Australia.   Calculation Basis The figures provided are indicative only and should not be interpreted as a formal quote. They are intended to illustrate the potential lifetime costs of owning a vehicle under three different methods: cash purchase, car loan, and … Continued

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All-Electric Chery SUV parked outdoors on a scenic coastal background, showcasing modern EV technology.

Chery E5 Australia: Price, Range, Features & Novated Lease Benefits

The Chery E5 is redefining what Australians can expect from an electric SUV. Sleek, silent, and smart, this new fully electric vehicle blends cutting-edge technology, impressive range, and everyday practicality into a package designed for modern drivers. Whether you’re exploring EV ownership for the first time or expanding your business fleet, the E5 offers the … Continued
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Bentley Reconsiders Its EV Future Amid Changing Global Demand

Bentley Reconsiders Its EV Future Amid Changing Global Demand

Luxury automaker Bentley has become the latest premium brand to slow down its shift toward full electrification, joining several European manufacturers that are rethinking their all-electric strategies. According to reports from the UK, Bentley is now preparing next-generation petrol-powered versions of its Bentayga, Continental GT, and Flying Spur models. This marks a change from its … Continued
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GMC Yukon Denali to Out-Tow LandCruiser

GMC Yukon Denali to Out-Tow LandCruiser

Image Source: GoAuto.com.au   GMC has revealed that its new Yukon Denali will outperform the Toyota LandCruiser in towing capacity, setting the stage for a fresh rivalry in the premium SUV space. For luxury 4WD buyers in Australia, this marks an interesting shift between established Japanese icons and bold American newcomers.   The Yukon Denali: … Continued
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2025 Hyundai SUV with bold front design

New Hybrid Hyundai Palisade: A Full-Sized SUV with Smarter Fuel Efficiency

Image Source: GoAuto.com.au   At the 2025 New York Auto Show, Hyundai pulled the covers off a much-anticipated addition to its lineup: a hybrid version of the Hyundai Palisade. Known for its spacious cabin, family-friendly layout, and robust on-road presence, the Palisade now enters the hybrid game—adding fuel economy and lower emissions to its list … Continued
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Line-up of popular EV and hybrid cars in Australia, including BYD, Toyota, and Tesla

Best Cars for a Novated Lease in 2026

What Is a Novated Lease? A novated lease is a popular way to finance a car in Australia. It’s a salary packaging arrangement between you, your employer, and the finance company. Under this setup, your employer makes lease repayments on your behalf using a portion of your pre-tax income, which may reduce your taxable income … Continued
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Car key fob on a stack of papers with a question mark icon

What Happens at the End of a Novated Lease? Your Options Explained

A novated lease can be a great way to finance a vehicle, offering tax-effective benefits and simplified budgeting for eligible employees. But what actually happens when your lease term ends? At Fingo, we often hear this question from clients nearing the final months of their agreement. Whether you're approaching the end of your lease or … Continued
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