Novated Lease VS Car Loan

How Does a Novated Lease Differ from a Car Loan?

When considering financing options for a new vehicle in Australia, two popular methods often come to the forefront: novated leases and car loans. Both have their unique features, benefits, and considerations. Understanding the distinctions between them is crucial to making an informed decision that aligns with your financial situation and lifestyle.   Novated Lease Basics … Continued
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Nissan Patrol Levels Up

Nissan Patrol Levels Up: Modern Tech Meets V8 Legacy

Image Source: GoAuto.com.au   The legendary Nissan Patrol has just received a fresh interior makeover, bringing long-awaited tech upgrades to one of Australia’s most iconic full-size SUVs. While the Y62 Patrol is in its twilight years, Nissan has given it a timely cabin refresh to keep pace with today’s tech-savvy drivers—just as anticipation builds for … Continued
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smart one three resource

smart Driving Meets Smart Finance: Why the smart #1 and #3 Are Redefining the Everyday Drive

For years, smart cars were seen as quirky city runabouts, efficient but never quite the main event. That’s changed. Enter the smart #1 and smart #3: fully electric, stylish, and surprisingly bold. These aren’t just commuter cars; they’re confident statements. With refined design, advanced tech, and ranges that keep up with daily life and road … Continued
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Black INEOS Grenadier driving on a dusty country road

INEOS Gains Traction in Australia: How Novated Leasing Opens the Door to Challenger Car Brands

The Australian car market is no stranger to change, but few newcomers have made waves like INEOS Automotive. Known for its rugged, retro-styled 4x4s, INEOS is proving that there’s room in Australia’s competitive auto landscape for bold, niche brands with a clear identity. As momentum builds, novated leasing emerges as a smart and accessible way … Continued
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Focused young professional working on computer in modern coworking space

Novated Leasing for Self-Employed: Can You Get One?

For many Australians, novated leasing offers an accessible way to drive a new vehicle while enjoying potential cost benefits and simplified budgeting. But what if you're self-employed or a sole trader — can you still access a novated lease? The short answer is no — a novated lease is typically not available to those who … Continued
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Diverse business team collaborating in modern office around laptop

Novated Lease for Employers: Benefits & Responsibilities

A novated lease is a three-way agreement between an employee, their employer, and a finance company. For employers, offering novated leasing as part of a benefits package can enhance staff satisfaction, reduce administrative overhead compared to traditional company vehicle models, and contribute to a positive workplace culture. At Fingo, we support employers in understanding and … Continued
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