discover the financial benefits and convenience of managing your vehicle’s running costs through a novated lease with fingo. simplify your budget, enjoy tax savings, and streamline your car’s expenses in one manageable package.
take control of your driving expenses with a novated lease
understanding the benefits: how running costs in a novated lease work
navigating running costs: a novated lease not only provides you with the convenience of getting the car you want but also efficiently manages your vehicle’s running costs. here’s how it benefits you:
- tax efficiency: Payments made from your pre-tax salary can lower your taxable income, providing significant tax benefits.
- budget management: consolidate all vehicle-related expenses into regular, predictable payments.
- comprehensive coverage: Includes fuel, servicing, maintenance, insurance, and registration costs.
- flexibility: tailor your lease to fit your needs, adjusting for mileage and expense coverage.
who benefits from managing running costs in a novated lease with fingo!
- busy professionals: streamline your finances by incorporating all vehicle running costs into one predictable monthly payment directly from your pre-tax salary.
- families: Reduce the stress of budgeting for car expenses with a novated lease that covers everything from fuel to maintenance, allowing for better financial planning.
- first-time novated lease users: discover the simplicity of managing a vehicle with no hidden costs, making car ownership straightforward and predictable.
- cost-conscious drivers: maximise your savings with a tax-effective way to cover all your car-related expenses, turning what was once a fluctuating expense into a fixed cost.
real results: simplifying vehicle management
does managing running costs in a novated lease truly work?
- predictable budgeting: with a novated lease, all running costs are included in a single regular payment, making budget management easier and more predictable.
- no surprises: Say goodbye to unexpected car maintenance or repair bills.
- tax benefits: Lower taxable income by pre-paying these expenses, leading to potential savings on your tax bill.
- comprehensive coverage: Everything from insurance, servicing, fuel, and even tyre replacements are covered, ensuring:
- peace of mind: drive confidently, knowing all necessary expenses are already taken care of.
- quality service: Access to pre-approved service centres ensures your vehicle is maintained to the highest standards.
- customised plans: Fingo offers tailored novated lease agreements to fit your specific driving needs and financial situation, including:
- flexible mileage: Whether you’re a high or low-mileage driver, your lease can be adjusted accordingly.
- choice of services: opt in or out of certain running costs to match your lifestyle and budget.
- easy adjustments: life changes, and so can your novated lease. fingo allows for adjustments to your lease agreement to accommodate new or changing needs.
take the first step towards hassle-free car ownership. contact fingo and let us tailor a novated lease plan that includes all your running costs designed just for you.
streamlined process for comprehensive coverage
how fingo manages your running costs in a novated lease:
- personalised consultation: Begin with a one-on-one discussion to understand your vehicle needs, budget, and lifestyle, ensuring your novated lease aligns perfectly with your personal and financial situation.
- expert matching: Based on your input, we recommend a lease structure that optimally manages your running costs.
- transparent agreements: We detail every aspect of your novated lease, including all running costs that will be covered, ensuring you have a clear understanding before any commitment.
- no hidden fees: Full disclosure of costs means you’re never surprised by additional charges.
- efficient setup: Our streamlined process quickly sets up your novated lease, including the management of all running costs so that you can enjoy your vehicle sooner.
- quick approval: Fast-tracking your application to get you on the road without delay.
- ongoing support: Fingo stays with you throughout your lease term, offering support and advice on managing running costs and making any necessary adjustments to your lease.
- adaptable plans: Flexibility to modify your lease in response to changes in your driving habits or financial situation.
your comprehensive vehicle solution fingo’s novated lease offerings:
- wide range of vehicles: choose from a broad selection of cars to find the one that fits your needs and desires, from family sedans to luxury SUVs.
- all brands and models: your choice is not limited; select any brand or model that suits your taste and budget.
- inclusive running costs: your novated lease comes with comprehensive coverage of all vehicle running costs, including but not limited to:
- fuel: receive a fuel card that simplifies payments and tracking.
- maintenance & servicing: regular upkeep to keep your car in prime condition without extra out-of-pocket expenses.
- insurance: comprehensive coverage to protect you against unforeseen events.
- registration: annual fees are covered, so you can drive worry-free.
- tyre replacements: ensuring safety and performance with periodic tyre changes.
- technology and convenience: benefit from the latest in vehicle technology and enhancements for a safer, more enjoyable driving experience.
- latest models: access to new car models equipped with advanced safety features and entertainment systems.
- customised solutions: tailor your lease to match your driving habits, with flexible terms and mileage options to ensure you get the most out of your novated lease without paying for unnecessary extras.
- flexible terms: choose lease durations that suit your career and lifestyle changes.
why choose fingo for your novated lease needs
- industry-leading experience: fingo stands out with years of specialised experience in novated leasing, offering unmatched expertise in managing running costs efficiently.
- expert guidance: our team of professionals is dedicated to providing you with personalised advice, ensuring your novated lease is tailored to your specific needs.
- comprehensive running cost management: we excel in simplifying the management of all running costs associated with your vehicle, making your lease experience hassle-free.
- all-inclusive packages: from fuel to maintenance and insurance to registration, we cover every aspect of your vehicle’s expenses.
- transparent and honest communication: our commitment to transparency means you’re fully informed about every detail of your lease, with no hidden fees or surprises.
- clear contract terms: understand exactly what your lease includes, how running costs are handled, and what benefits you’re entitled to from the start.
- customised solutions: recognising that every driver’s needs are different, we offer flexible novated lease solutions that can be adapted as your circumstances change.
- personalised plans: tailor your lease in terms of vehicle choice, lease length, and included running costs to match your lifestyle and financial situation perfectly.
- seamless process: from the initial consultation to the final lease agreement, Fingo makes the process straightforward and efficient, saving you time and effort.
- quick and easy setup: our streamlined procedures ensure your lease is set up quickly, letting you enjoy your new vehicle sooner.
- dedicated after-sales support: our relationship with you continues once your lease is signed. We provide ongoing support and advice throughout your lease.
- responsive service: whether you have questions about your lease, need assistance with your running costs, or require adjustments to your agreement, our team is always here to help.
- customer satisfaction priority: at fingo, we’re not just focused on transactions; we’re dedicated to building lasting relationships by ensuring your complete satisfaction with our services.
- positive feedback: our approach has earned us a loyal customer base and outstanding reviews, reflecting our commitment to excellence in novated leasing.
join the many satisfied drivers who have chosen fingo for their novated lease needs. experience the difference between comprehensive running costs management, personalised service, and the peace of mind that comes with partnering with the best in the business.
frequently asked questions
what is a self-managed novated lease?
self-managed novated leasing offers the primary advantage of giving you more control over managing the running costs associated with your vehicle. while you still receive the benefit of making payments with your pre-tax salary, you handle the vehicle-related expenses directly, which may provide additional flexibility and potential savings depending on your personal usage and circumstances.
is it possible to transfer my Novated Lease if I change jobs?
yes, transferring your Novated Lease when moving to a new employer is usually possible. the process involves obtaining agreement from your new employer to continue the salary deductions under the novated leasing arrangement. it’s crucial, however, to consult with your new employer as not all employers may agree to participate in Novated Leasing.
who is eligible for a Novated Lease?
novated Lease Eligibility depends on number of criteria, applicants must be employed full-time or permanent part-time with an employer who supports novated leasing. applicants must be able to make consistent repayments, be at least 18 years old, and not be sole traders. those unable to demonstrate financial stability for repayments or with poor credit scores may be disqualified. For specific eligibility queries, call us on 1300 134 646 or click here to contact our team.
what is the duration of a Novated Lease term?
the term for a Novated Lease typically varies between 1 to 5 years, providing flexibility to choose a term that aligns with your financial planning and vehicle utilisation needs. you have the option to select a term that comfortably fits your budget and preferences for vehicle turnover.
over 20,000 happy customers and counting
save thousands on your novated lease
compare your quote with multiple dealers
we’ll reach out to our network of dealerships to ascertain whether you really did get quoted the best price or not.
fleet discounts
(even for a single vehicle)
we have exclusive access to better discounts with our national purchasing power from purchasing thousands of vehicles every year.
get an obligation-free quote
see if you’re pre-approved for a novated lease now.
how we’re different
thanks to our wealth of industry knowledge we are able to offer savings unrivalled by others.
tailored package
we craft a package specifically to your values and needs, so that you can get the most out of our services.
replacement policy
unhappy with your car or looking to upgrade? we'll accommodate your requests and re-negotiate your plan in order to set you up with your ideal vehicle.
fully transparent
we operate with full transparency to ensure you don’t get stuck with hidden fees or taxes.
same-day approval
we want to get you on the road as soon as possible, so you don't want to be held up by unnecessary waiting periods.
flexible service
we strive to be a helping hand from start to finish. if you're struggling to pay off your loans or need to reshape your package, our team can help.
benefits of a novated lease for employees
- no gst on the purchase price
- no deposits or up-front costs
- save on your vehicle running and maintenance costs
- save thousands in income tax
- take your vehicle with you if change jobs
- just one easy monthly payment for all your vehicle expenses
benefits of a novated lease for employers
- cheaper and easier to manage than providing company cars
- provide a more attractive remuneration package to potential and existing customers
- no residual risk
- lower payroll tax and workcover premiums. no surplus vehicles if an employee changes jobs
- we take care of arranging everything so you can focus on important business matters
