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nick shardey

Nick Shardey

Senior Finance Specialist | 25+ Years Years Experience
Nick Shardey is a Senior Finance Specialist with over 25 years’ experience in mortgage and asset finance. He focuses on clear financial structuring and helping clients understand lending options with confidence and transparency.
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Articles by Nick Shardey

Mazda 6e Review

Mazda 6e Review: Is Mazda’s New EV Worth Considering in 2026?

Mazda has returned to Australia’s electric-car market with something considerably more ambitious than its previous attempt. The Mazda 6e is a five-door electric liftback offering rear-wheel drive, a 78kWh lithium iron phosphate battery and up to 560km of claimed WLTP range. It also starts from $49,990 before on-road costs for the GT, placing it directly … Continued
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Can You Pay Off a Novated Lease Early

Can You Pay Off a Novated Lease Early? Pros, Costs and What to Check First

A novated lease might be set up for several years, but life does not always follow the same timeline. You might want to sell your car, switch vehicles, change jobs or simply clear the financial commitment earlier than planned. That naturally raises the question: can you pay off a novated lease early? In many cases, … Continued
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EOFY vs Post-EOFY

EOFY vs Post-EOFY: When Is the Best Time to Buy a Car?

EOFY is one of the busiest periods in the Australian car market. Dealers often promote discounts, clearance offers and finance campaigns before 30 June, which can make EOFY feel like the obvious time to buy. But the weeks and months after EOFY can also create opportunities. Dealers may still have older stock to clear, new … Continued
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7 EV Novated Lease Facts for Australian

7 EV Novated Lease Facts for Australian Beginners

If you're considering an electric vehicle through a novated lease, understanding how the arrangement works can make the decision much easier. An EV novated lease combines vehicle finance with salary packaging, allowing eligible employees to pay for their car and certain running costs through their pre and post tax salary. Eligible electric vehicles may also … Continued
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Australia’s Best-Selling Cars in 2026

Australia’s Best-Selling Cars in 2026: What Buyers Are Choosing

Australia’s new-car market is changing quickly in 2026. June delivered a record 140,058 new-vehicle sales, while July followed with the strongest July result on record. Battery-electric vehicles also accounted for 21.7% of the July market, showing that electrified vehicles are no longer a niche part of Australian car buying. So what are Australians actually buying? … Continued
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Tesla Model Y 7-Seater

Tesla Model Y 7-Seater Approved for Australia: What Families Should Know

Tesla's popular Model Y could soon become even more appealing for families. The long-awaited seven-seat version has now received Australian government approval, clearing an important step before local deliveries can begin. For buyers who have wanted extra seating without moving to a much larger SUV, this is one of the biggest EV announcements of the … Continued
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Ford Ranger Super Duty Review

Ford Ranger Super Duty Review: Is It a Good Vehicle for a Novated Lease?

Australia has no shortage of capable utes, but the Ford Ranger Super Duty has been engineered for people who need more than just an everyday work vehicle. Designed to tackle demanding job sites, tow heavy loads and perform reliably in some of Australia's toughest conditions, it offers a significant step up in capability from the … Continued
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Suzuki's New Vitara Hybrid

Suzuki’s New Vitara Hybrid Costs More Than Ever. Is It Worth It?

Suzuki has officially launched the new Vitara Turbo Hybrid, introducing electrified technology across the entire Vitara range. On paper, the update sounds like a step forward. The challenge is that buyers now face a much higher entry price than before. The new Vitara Turbo Hybrid starts from $39,990 driveaway, while the all-wheel-drive AllGrip variant is … Continued
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Geely EX5 Gets a Major Upgrade

The 510HP Lotus Built for Bathurst Is Already Creating FOMO

Most limited-edition vehicles rely on unique paint colours and a commemorative badge. The new Lotus Emira Bathurst Edition takes a very different approach. Built exclusively for enthusiasts, this ultra-limited performance car combines serious engineering upgrades with one of the most iconic names in motorsport. With just 15 examples planned, it's already generating significant attention among … Continued
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Denza D9 Arrives

Denza D9 Arrives: The Luxury Electric People Mover That Could Shake Up the Market

The EV market continues to evolve rapidly, and one of the latest arrivals is attracting attention for a very different reason. The new Denza D9 is not a traditional SUV, sedan or ute. Instead, it enters the market as a premium seven-seat electric people mover designed to challenge established luxury transport options. Launched locally in … Continued
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VESR emissions ratings are now visible in Australia

What Is VESR? Understanding Australia’s Emissions Rating System

Car buyers in Australia now have access to more detailed information when comparing vehicles. The Vehicle Emissions Star Rating introduces a clearer way to assess emissions performance across different models.   What VESR Shows VESR provides: a star-based emissions rating standardised comparison across vehicles greater transparency for buyers This makes emissions a visible factor alongside … Continued
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NVES Explained: Why Ute Demand Remains Strong in Australia

Australia’s emissions landscape is evolving, but one thing remains clear in 2026. Ute demand is still strong. Despite increasing regulatory pressure, buyers continue to prioritise functionality and capability.   What NVES Means for the Market The New Vehicle Efficiency Standard is designed to reduce emissions across the vehicle market. It works by encouraging: lower-emission vehicles … Continued
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