nick shardey

Nick Shardey

Senior Finance Specialist | 25+ Years Years Experience
Nick Shardey is a Senior Finance Specialist with over 25 years’ experience in mortgage and asset finance. He focuses on clear financial structuring and helping clients understand lending options with confidence and transparency.

Articles by Nick Shardey

Why EV Novated Leases Are Cheaper in 2026

Why EV Novated Leases Are Cheaper in 2026

More Australians are asking whether an EV novated lease is cheaper than a petrol or hybrid vehicle in 2026. In many cases, the answer is yes. The reason is not just lower charging costs. It is primarily driven by tax treatment and salary packaging structure. Electric vehicle salary packaging interacts differently with Fringe Benefits Tax … Continued
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EV vs Petrol Cost Breakdown Using a Novated Lease Calculator

EV vs Petrol Cost Breakdown Using a Novated Lease Calculator

When comparing an electric vehicle and a petrol vehicle under a novated lease, the monthly deduction alone does not tell the full story. The real difference appears when you analyse tax structure, Fringe Benefits Tax treatment, and bundled running costs together. To compare fairly, you should run your numbers using the same vehicle price, lease … Continued
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