nick shardey

Nick Shardey

Senior Finance Specialist | 25+ Years Years Experience
Nick Shardey is a Senior Finance Specialist with over 25 years’ experience in mortgage and asset finance. He focuses on clear financial structuring and helping clients understand lending options with confidence and transparency.

Articles by Nick Shardey

How a novated lease works in Australia with Fingo

What Is a Novated Lease? A Beginner’s Guide

Thinking about getting a new car but don’t want the full financial burden upfront? A novated lease might be the smart solution you're looking for. It’s a popular vehicle financing option in Australia, especially for employees who want convenience and tax benefits rolled into one. In this beginner’s guide, we’ll break down how a novated … Continued
read more
Discussing Novated Lease vs. Salary Sacrifice Car Lease

Novated Lease vs. Salary Sacrifice Car Lease: What’s the Difference?

When it comes to saving on car expenses through your salary, two common terms often cause confusion, novated leases and salary sacrifice car leases. At first glance, they may seem interchangeable, but dig deeper and you’ll find important distinctions in structure, tax benefits, and employer involvement. In this guide, Fingo unpacks everything Australian employees need … Continued
read more